Description of Coverage

FMCA RVinsurance is powered by the FMCA Coalition, a group of RV specialists with decades of combined experience in the RV industry. No longer will RV owners in the United States be locked into one carrier option. With FMCA RVinsurance, members can select from the industry’s top RV underwriters and receive the nation’s best rates.

FMCA RVinsurance can provide eligible FMCA members who purchase new motorhomes multiple total loss replacement methods to fit their lifestyle. FMCA RVinsurance picks up where ordinary auto policies stop. As RV insurance specialists, we know what it takes to maintain and repair RVs and offer the types of coverage options that RV owners need.

FMCA RVinsurance policies offer the kind of protection that only can be found with a specialty RV insurance company.

Standard Coverage

  • Bodily Injury
  • Property Damage
  • Uninsured Motorists
  • Underinsured Motorists
  • Personal Injury Protection
  • Medical Payments
  • Comprehensive
  • Collision

Available Specialty Coverages

  • Total Loss Replacement 
  • Purchase Price Guarantee
  • Disappearing Deductible
  • Personal Effects Replacement
  • Full-Timers Liability
  • Vacation Liability
  • Emergency Vacation Expense
  • Towing and Roadside Labor
  • Tow Dolly/Tow Bar Coverage
  • Depreciation Buy Back
  • Total Loss Awning Replacement
  • Valuable Personal Property
  • Adjacent Structures
  • Golf Carts and Scooters
  • Glass Coverage
  • Secured Storage
  • Mexico Coverage
  • Consignment Coverage

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As an FMCA Member You'll Receive

  • FMCA Member Discount 
  • Coverage by multiple RV specialty carriers
  • Annual policy reviews and rate comparisons upon request
  • Multiple RV and auto package options
  • Select RV specialty coverages